Paul speaks to this in Romans 5:20-21. There are some who view one’s own life as a life unworthy of salvation. “God will not save a wretch like me!” In other words, the person feels they have piled up sins so high that not even God’s love can overcome
that height. This is not only a depressive sentiment, it is terribly mistaken. In the context of the sins that are leveled against the individual, and how “piling up” they are, Paul said this: “Now the law [Law of Moses] came in to increase the trespass, but where sin increased, grace abounded all the more” (Romans 5:20, ESV). Here is the point: no matter how high one’s sins pile up, there is NOTHING that can prevent God’s love from penetrating a person’s heart and bring that pile crashing to the ground (if you will). Incapable of being saved? Hardly! Only unwilling.